At Cash Hub, we know that you need cash quickly, and we’re here to help. Our approval process varies depending on the loan you’re applying for, but in general, you will follow these steps:
- Complete your loan application (over the phone or in person) & receive a fast decision
- After approval, review & sign your documents, and receive cash your way. You can receive cash in hand, or directly to your bank account/debit card.
- Pay back your loan as defined in your agreement.
Requiring only one in-person visit with your license, you will also be able to handle your loan online at your convenience and leisure without having to worry about coming in again!
Line of Credit
Need flexible spending options now? A line of credit (also called Cash Loan or Personal Loan) can help. This loan option lets you borrow funds up to your approved limit anytime you need it. A line of credit can be used for smaller expenses, like emergencies or day-to-day cash flow. You can choose how much you want to draw from your line of credit, and have it dispersed in cash or into your bank account. You will only be charged interest on what you spend, and can use your line of credit repeatedly as long as you don’t exceed the limit.
Requirements:
- 18 years or older
- Valid Gov ID and Debit Card
- Steady Source of Income
- Active Checking Account
- Valid Phone and Email
Title Loans and Equity Title Loans
For consumers in need of a larger sum of cash, title loans are short-term loans that can utilize your vehicle’s title as collateral for funds. Don’t own your car? Don’t sweat it! An equity title loan can let you borrow money against the value of your vehicle if you meet the necessary criteria.
Requirements:
- 18 years or older
- Valid ID
- A vehicle/motorcycle in driving condition
- Proof of address
- Proof of income
- Clear Title in your name or proof of 1st Lien in your name (if still making payments on your vehicle)
The Approval Process
To get approved for a line of credit or title loan, fill out an application online or in our store. Best of all? After your initial in-person visit with your ID in-hand, you will be able to manage your loan completely online and at your convenience. Approval often takes less than 10 minutes, so you can have access to funds when you need it. Ready to have the funds you need? Fill out an application or visit us in person in Wichita, KS. To learn more about your options, you can call Cash Hub at 316-444-5505.
